http://www.AQualityAppraisal.com Homeowners typically cannot choose the appraiser when buying a house or refinancing; that task is usually the responsibility of the lender or an appraisal management company. However, when obtaining an appraisal for setting a list price for your property, when purchasing a property from a friend, in the event of a divorce or a death in the family, or for any reason other than a loan, homeowners must select the appraiser. Here is a list of ways to narrow the search for a home appraiser.
1. Experience in the property type and location of the home being appraised is important. I recommend asking prospective appraisers the following three questions. “How often do you appraise in my neighborhood?” “How long have you appraised in my neighborhood?” “Have you appraised any properties similar to mine?”
2. Active involvement in or designation from professional organizations like the Appraisal Institute or National Association of Independent Fee Appraisers are good indicators of appraisers who hold themselves to high standards in their profession. Less than half of all real estate appraisers belong to a professional organization. Searching for an appraiser from the website of these organizations is a good way to begin your search for an appraiser.
3. Distance traveled to the subject property can be a good indicator of competence. Appraisers who must travel a long distance might be qualified, but these appraisers would likely have to work harder to maintain competency than an appraiser who lives in or near your community.
4. Appraisers are accustomed to providing work samples to prospective clients and typically have work samples on hand that they have permission to disclose or have blacked out any private information to satisfy appraiser confidentiality rules. You may not be an expert at recognizing a less than credible appraisal, but comparing work samples from appraisers can show the level professionalism and care that is put into the product.
Check to make sure that your appraiser is licensed or certified and does not have any disciplinary actions. Your state appraiser licensing board can help, or you can search the Appraisal Subcommittee National Registry. Note that not all disciplinary actions will show on the Appraisal Subcommittee site, so it is a good idea to check with your state.
For any questions about our Portland, Oregon appraisal services or to just talk to one of our Portland appraisers, call 503-781-5646. To learn more about our company, visit our YouTube channel Portland, Oregon Real Estate Appraisal
https://www.youtube.com/user/PortlandAppraisal,
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Select a Real Estate Appraiser in Portland, Oregon
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