We discuss insurance, Types of insurance:
Liability
Health & Dental
Life
Disability
Crop
Vehicle
Earthquake
Why get insurance?
Insurance Terminology
Policy: The contract / document
Premiums: The money you pay to the insurance company
Coverage: The amount of money the insurance company pays if the bad event happens.
Deductible: The amount of money you must pay before the insurance company pays.
Co-Payment: The amount of money PER VISIT (to the doctor) that you pay.
Exclusions: What the insurance does NOT
cover
How to reduce the cost?
